Ripple is integrating Privy’s programmable wallet technology into the XRP Ledger to help developers build payment systems within applications. The infrastructure will support wallet creation, management, and transaction signing for XRP, Ripple’s RLUSD stablecoin, and other XRPL assets. Privy also sees potential for server-side wallets that allow AI agents to make payments, as Ripple reports that agent transactions account for roughly 25 percent of network activity.

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