Pensioners in India are required to submit a life certificate every year to continue receiving their pension. Traditionally, this process involves visiting a bank or post office in person. This can especially be difficult for elderly pensioners and those with limited mobility. The government’s Jeevan Pramaan scheme offers a digital alternative, which allows pensioners to generate and submit a Digital Life Certificate (DLC) using Aadhaar-based biometric authentication. The certificate is stored online and can be accessed by both the pensioner and their Pension Disbursing Agency (PDA). Pensioners can generate it themselves using the Jeevan Pramaan app or seek assistance at an authorised service centre.

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